Job title: SL Initiative-Credit Officer – Daudnagar

Company: HDFC Bank

Job description: Group Company: HDFC Bank Limited

Designation: SL Initiative-Credit Officer (230_203_100145)

Associate technical Consultant

Office Location: Daudnagar Daudnagar (Branch)

Position description:

Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.

Primary Responsibilities:

  • Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
  • Update BET details / findings in BET tool, this also includes;
  • Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
  • Physical File Verification with system / Mobile APP – Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
  • Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.

Additional Responsibilities:

  • Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
  • Cross Verification of certain track from different MFIs on case to case basis.
  • Accompanying Credit Manager for post disbursement visits, if required
  • Advance planning with business team on groups to be visited per week.
  • Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
  • customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
  • Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.

Reporting Team

  • Reporting Designation:
  • Reporting Department:

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree
  • Field specialization:
  • Degree:
  • Academic score: Pass
  • Institution tier:

Required Certification/s:

Required Training/s:

Required work experience

  • Industry: BFSI/Insurance
  • Role: Fresher/Sales
  • Years of experience: 0 to 1

Key Performance Indicators:

Required Competencies:

Required Knowledge:

Required Skills:

1. Honesty & integrity

2. Hard & smart working

3. Go getter attitude

4. Ability to convince & influence

5. Good observation skills

6. Communication & inter-personal skills

Required abilities

  • Physical:
  • Other:

Work Environment Details:

Specific requirements

  • Travel:
  • Vehicle:
  • Work Permit:

Other details

  • Pay Rate:
  • Contract Types: PERMANENT
  • Time Constraints:
  • Compliance Related:
  • Union Affiliation:

Location: Daud Nagar, Bihar

Job date: Wed, 08 Nov 2023 03:40:26 GMT