Job title: Policy Manager, Unsecured Lending

Company: IIFL Finance

Job description: Company Overview

At IIFL Finance, our services go beyond traditional loans and mortgages. We believe in creating a great customer experience with new, modern services crafted explicitly for modern financial needs. Having served retail and MSME customers for 20+ years, we now include Business Loan on WhatsApp and Gold Loan at Home in our evolving catalog of services. Being a service-driven company, our core values encompass convenience and flexibility of transactions for all our customers and stakeholders. We continue to remain India’s most reputable financial services provider with a robust network of 2500 plus branches in over 500 cities. We offer a suite of services to suit all your financial needs, swearing by over 6 million happy customers nationwide.


Job Overview

Mid-Level: 4 to 6 years of experience | Mumbai Suburban, Maharashtra, India | Full-Time

Qualifications and Skills

  • Bachelor’s degree in finance, business administration, or a related field
  • 4 to 6 years of experience in policy management for unsecured lending
  • Strong understanding of lending products and services in the financial industry
  • Excellent analytical and problem-solving skills
  • Ability to navigate complex regulatory environments and ensure compliance
  • Strong communication and interpersonal skills
  • Ability to work effectively in cross-functional teams

Roles and Responsibilities

  • Develop and implement lending policies and strategies for unsecured lending, ensuring compliance with regulatory requirements
  • Analyze market trends, customer behavior, and competitor activities to identify opportunities for business growth
  • Collaborate with cross-functional teams to drive product innovation and enhance customer experience
  • Monitor and evaluate portfolio performance, identify risks, and recommend appropriate risk mitigation strategies
  • Manage relationships with external stakeholders such as regulators, industry bodies, and credit bureaus
  • Stay updated with industry developments and regulatory changes, and incorporate them into policy and strategy design

Location: Mumbai, Maharashtra

Job date: Sat, 11 Nov 2023 04:24:46 GMT