Job title: Credit Risk Analyst

Company: Barclays

Job description: Job Title: Credit Risk Analyst Location: Noida About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group. Risk and Control Objective Take ownership for managing risk and strengthening controls in relation to the work you do. Working Flexibly We’re committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers’ and clients’ needs. Whether you have family commitments or you’re a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility, then please discuss this with the hiring manager, and your request will be reviewed subject to business needs. Hybrid Working Structured hybrid role: At Barclays, we offer a hybrid working experience that blends the positives of working alongside colleagues at our onsite locations, together with working from home. We have a structured approach where colleagues work at an onsite location on fixed, ‘anchor’, days of the week, for a minimum of two days a week or more, as set by the business area (or nearest equivalent if working part-time hours). Please discuss the working pattern requirements for the role you are applying for with the hiring manager. Please note that as we continue to embed our hybrid working environment, we remain in a test and learn phase, which means that working arrangements may be subject to change on reasonable notice to ensure we meet the needs of our business. Introduction This role is responsible for building an approach to integrate data into risk reporting. The incumbent will interact with wider RIS and risk teams, technology, policy, governance and finance teams in this role to ensure the integration covers business requirements and results in clean reporting. What will you be doing Strategic Projects (55%) . Execution of key strategic and regulatory projects primarily Wealth reporting integration, Analytical Ready DataMart on the same and utilising reporting tools for integration . Understand portfolio requirements and contribute to enhanced risk analysis through independent interaction and collaboration with the stakeholders . Implement key reporting integration for Wealth to support portfolio and overall RIS requirements . Carry out investigations, reconciliations and analysis to explain trends, outliers, peaks and troughs demonstrating impact of Business strategy on risk metrics Portfolio MI Reporting (20%) . Delivering new reports adhering to requirements set by the CRO teams or transitioning reports in to RIS the CRO teams have built. . Integrating ,Wealth data in to existing reports where applicable based on CRO requirements. . Analysing data to ensure this is fit for report consumption. . Help ensure regular delivery of standardised Risk Information packs to agreed stakeholders. . Adhere to completeness, accuracy and timeliness principles of Risk Data Aggregation and Reporting. . Optimal mix of automation and portfolio insights to ensure that Risk Information is consistent, accurate and actionable. . Provide accurate Risk Information in compliance with Group and regulatory requirements . Development of new Risk Information suites, DataMart and self-serve utilities as required Improving Internal Processes/ Quality (20%) . Doing detailed impact analysis to identify impact from data migration, impacts on other parts of mortgage book reporting etc. . Accuracy of reporting while connecting reporting to the authoritative data sources and identifying correct flags on the data for identification . Link with other key strategic programmes like Financial Difficulty compliance, Analytical ready data build, tableau reporting to ensure the data integration on wealth has comprehensive coverage. . Lead Initiatives to improve and automate processes to minimize errors and reduce effort Governance and Control (5%) . Comply with the Capital and Risk Information services governance framework, change management requirements, EUDA and process review requirements and BCBS239 compensating control requirements. . Ensure stakeholders are engaged and sign-off all relevant documents . Building reports to adhere to Barclays infrastructure and control process be that from tactical or strategic data sources What we’re looking for: . Masters in Statistics, Mathematics, Economics, Operational research field, Engineering, Masters in Business Administration . Banking and Credit Risk understanding on Retail lending products i.e. Mortgages, loans, credit cards. Prior exposure to working on data structures for retail banking products . Understanding in SAS, Tableau, Alteryx, SQL, IT and PC systems – Word, Excel, Powerpoint, Access . Strong communication skills Skills that will help you in the role: . Exposure to business analysis, investigating issues will be advantageous. . An awareness of the theoretical and practical side of risk management. . Some knowledge of risk models – this is not a modelling role but the ability to understand the concepts and limitations of PD modelling is preferable. Where will you be working Noida Be More at Barclays At Barclays, each day is about being more – as a professional, and as a person. ‘Be More @ Barclays’ represents our core promise to all current and future employees. It’s the characteristic that we want to be associated with as an employer, and at the heart of every employee experience. We empower our colleagues to Be More Globally Connected, working on international projects that improve the way millions of customers handle their finances. Be More Inspired by working alongside the most talented people in the industry, and delivering imaginative new solutions that are redefining the future of finance. Be More Impactful by having the opportunity to work on cutting-edge projects, and Be More Valued for who you are. Interested and want to know more about Barclays Visit home.barclays/who-we-are/ for more details. Purpose, Values and Mindset We deploy finance responsibly to support people and businesses, acting with empathy and integrity, championing innovation and sustainability, for the common good and the long term. Our values underpin everything we do: Respect, Integrity, Service, Excellence and Stewardship. Respect We harness the power of diversity and inclusion in our business, trust those we work with, and value everyone’s contribution. Integrity We operate with honesty, transparency and fairness in all we do. Service We act with empathy and humility, putting the people and businesses we serve at the centre of what we do. Excellence We champion innovation, and use our energy, expertise and resources to make a positive difference. Stewardship We prize sustainability, and are passionate about leaving things better than we found them. Our Mindset shapes how we take action, living by our Values, driven by our Purpose, always with our customers and clients at the heart of what we do our Mindset is to Empower, Challenge and Drive. Empower Trust and support each other to deliver. Make decisions with those closest to the topic. Include diverse perspectives. Celebrate success and learn from failure. Challenge Question whether things can be done better. Use insights based on data to inform decisions. Be curious about how we can adapt and improve. Speak up and be open to alternative viewpoints. Drive Focus on outcomes. Deliver with pace. Be passionate and ambitious about what we do. Take personal responsibility. Actively build collaborative relationships to get things done.

Location: Delhi

Job date: Mon, 29 Apr 2024 22:54:17 GMT