Job title: Cluster Credit Manager – Commercial Vehicle (8-15 yrs)

Company: upGrad

Job description: Cluster Credit Manager – Commercial Vehicle – Kochin

Key functions will be:

– Achieve Profit Targets for the cluster of Branches for CV.

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– Achieving targets set for the region by ensuring 100% compliance.

– Managing a team of Area Credit Managers in the assigned Cluster

– Handling a team of Credit and Operations.

– Credit appraisal and credit recommendations of Business proposals.

– Staffing and grooming, team building, motivation, satisfaction across levels.

– Monitoring and evaluating performance of his existing and newly appointed team members. Also ensuring they are given a constructive feedback which sums up to the development and growth.

– Ensuring the delinquency ratio stays downbeat for his portfolio.

– Responsible for Audit and Regulatory compliance for the assigned Cluster.

– Assessing training needs to accelerate his team’s performance.

– Effective operations, team management and excellent relationship skills to be displayed.

– Take sound lending decisions based on available information & interactions with the Team.

– To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning

– Managing performance in terms Cost of credit administration.

Location: Kochi, Kerala

Job date: Wed, 08 Nov 2023 02:27:51 GMT